In a province where the dream of homeownership can feel distant for many, Raj Malik is stepping forward to clear the fog. With over a decade of experience in Ontario’s real estate market, Raj has become a trusted guide for first-time homebuyers — and now, through her newest venture, First Time Home Buyer Realty, she’s expanding her mission to help the next generation secure their first keys.
For Raj, it’s not just about transactions; it’s about transformation. “I’ve worked with hundreds of clients over the years — young couples, new Canadians, single professionals — all feeling overwhelmed by the rising costs, tight supply, and complicated processes,” Raj says. “My goal is to empower them with the knowledge, tools, and support they need to confidently step into the market.”
First Time Home Buyer Realty focuses exclusively on first-time buyers across Ontario, from bustling Toronto condos to charming townhomes in the suburbs, and even the growing opportunities in freehold homes outside the core. Raj’s brokerage offers not only expert real estate advice but also access to a vast network of mortgage specialists, legal advisors, financial planners, and government incentive experts — all under one roof.
What sets Raj apart in a crowded industry is her laser-sharp focus on education and advocacy. “Buying your first home is one of the biggest financial moves you’ll ever make,” she explains. “Yet so many buyers jump in without fully understanding their options, their rights, or the programs available to help them — like the First-Time Home Buyer Incentive, tax credits, or land transfer tax rebates. That’s where we come in.”
This year, as market conditions shift and affordability shows signs of improvement, Raj sees a critical window of opportunity for first-time buyers who have been sitting on the sidelines. “We’re at an inflection point,” she says. “Interest rates are stabilizing, inventory is opening up, and prices in certain segments are softening. For many, 2025 could be the right time to make their move — but they need expert guidance to navigate the complexities.”
Raj’s commitment goes beyond individual transactions. Through workshops, webinars, and community partnerships, she’s building a movement that demystifies the homebuying process and gives people a real sense of agency. “I want my clients to feel seen, supported, and set up for long-term success — not just today, but for years to come.”
In an era where housing headlines often spell discouragement, Raj Malik offers something refreshingly different: optimism, backed by experience. As she leads First Time Home Buyer Realty into its next chapter, Ontario’s aspiring homeowners may just find the champion they’ve been waiting for.
For more details, contact Raj Malik at info@fthbr.com or call +1 647-984-3842.
For updates follow Raj Malik on Instagram @fthbrinc.brokerage
Media Contact
Company Name: First Time Home Buyer Realty
Contact Person: Raj Malik
Email: Send Email
Phone: +1 647-984-3842
City: Toronto
Country: Canada
Website: www.FTHBR.com