“Enjoy daily returns simply by depositing stablecoins—no complex operations required.” This is the core benefit that the Stable Savings Program, jointly launched by Phillipex Exchange and Stable, brings to everyday investors. The program has officially opened for pre-subscription, and thanks to its low entry barrier, high flexibility, and stable return profile, total deposits surpassed 50 million USD on the first day of launch, making it a new focal point in Singapore’s crypto wealth management market.
To cater to users with different risk preferences, the Stable Savings Program features a tiered return structure: the basic product offers a stable annualized yield suitable for conservative investors, while the advanced tier uses intelligent, diversified investment strategies and allows users to flexibly adjust their investment amount on a monthly basis. Compared with the 1.2%–2% annualized return of traditional bank savings, the program shows a clear advantage in terms of yield potential.
“I used to worry a lot about the volatility of crypto assets. This program is based on stablecoins, the returns are clearly defined, so I finally feel confident enough to try,” said Ms. Lin, a retail investor from Singapore, who has already deposited the equivalent of 10,000 USD in USDT via the Phillipex platform. “The process is very simple—once I transfer funds from my digital wallet, interest starts accruing automatically, and I can see the detailed earnings in real time in the app.”
To lower the barrier to entry, the program sets the minimum investment at just 200 USD and supports direct deposits in multiple fiat currencies such as New Taiwan dollars and Hong Kong dollars. After users deposit fiat, Phillipex converts it into USDT through compliant channels to participate in the savings plan. When withdrawing, users are free to choose between receiving stablecoins or fiat, effectively solving the hassle of cross-currency conversion.
Notably, the program includes a dedicated “Return Protection Mechanism.” Stable will establish a risk reserve fund to cope with extreme market volatility and ensure that users’ base returns are not affected. Phillipex Exchange will also provide program participants with exclusive asset insurance services underwritten by an international insurance company, further strengthening the safety of customer funds.
According to available information, the first phase of the program offers 100,000 subscription slots. Enrollment is now open simultaneously via the official Phillipex mobile app and web platform.
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