Waterstone Financial, Inc. - Common Stock (WSBF)
Frequently Asked Questions About Waterstone Financial, Inc. - Common Stock (WSBF)
How can I invest in Waterstone Financial, Inc.?
Investing in Waterstone Financial, Inc. can be done by purchasing shares through a brokerage account. As a publicly traded company listed on NASDAQ under the ticker WSBF, interested investors can buy or sell shares during market hours based on their investment strategies.
How does Waterstone Financial approach risk management?
Waterstone Financial employs a robust risk management framework to identify, assess, and mitigate financial risks across its operations. This includes thorough analysis of loan portfolios, compliance with regulations, and continuous monitoring of market conditions.
How does Waterstone Financial, Inc. address customer service?
Waterstone Financial places a high priority on customer service, focusing on building long-term relationships with clients. They implement numerous customer support initiatives, including personalized service, quick response times, and accessible resources for a seamless banking experience.
How does Waterstone Financial, Inc. ensure compliance with regulations?
Waterstone Financial, Inc. adheres to strict banking regulations set forth by federal and state authorities. They maintain comprehensive compliance programs and practices that ensure all operations are in line with financial laws and guidelines to safeguard their customers and maintain operational integrity.
How does Waterstone Financial, Inc. support its local community?
Waterstone Financial is committed to community involvement through various initiatives, including philanthropic contributions to local organizations, financial literacy programs, and partnerships with non-profits. They aim to positively impact the regions where they operate by investing in local development and community needs.
Is Waterstone Financial involved in any sustainability initiatives?
Yes, Waterstone Financial is committed to sustainability practices and initiatives that foster community development and responsible banking. They engage in environmentally friendly practices and support projects aimed at improving community resilience and sustainability.
What are the growth strategies of Waterstone Financial, Inc.?
Waterstone Financial aims for growth through various strategies such as expanding its loan offerings, enhancing customer service, growing its market presence in underserved areas, and exploring strategic partnerships or acquisitions to strengthen its business model.
What does Waterstone Financial, Inc. do?
Waterstone Financial, Inc. is a bank holding company based in the United States that primarily provides financial services through its subsidiary, WaterStone Bank SSB. The company focuses on residential mortgage lending, commercial lending, and a range of financial products and services tailored to individual and business clients.
What is the business model of Waterstone Financial, Inc.?
Waterstone Financial operates a traditional banking model that includes generating revenue primarily through interest income from loans, service fees, and other related financial services. They focus on balancing growth with community-oriented services.
What is the current financial performance of Waterstone Financial, Inc.?
Waterstone Financial has shown a stable financial performance with steady growth in its loan portfolio and net income over recent years. To assess its current performance, investors can refer to the latest quarterly and annual financial statements available on their investor relations website.
What is the importance of the NASDAQ listing for Waterstone Financial, Inc.?
Being listed on NASDAQ provides Waterstone Financial, Inc. with increased visibility and credibility in the financial markets. It allows the company to access a broader range of investors, improve liquidity for its shares, and potentially raise capital for future growth and expansion.
What is the target market for Waterstone Financial’s services?
Waterstone Financial primarily targets residential and commercial customers, including homeowners seeking mortgages, small business owners requiring loans, and consumers looking for traditional banking services. Their focus is on serving the needs of local communities and regional clients.
What sets Waterstone Financial apart from other banks?
Waterstone Financial differentiates itself through a community-focused approach combined with personalized customer service. By emphasizing local relationships and understanding the unique needs of their clients, they aim to provide tailored solutions that larger banking institutions may overlook.
What steps has Waterstone Financial taken during economic downturns?
During economic downturns, Waterstone Financial has focused on maintaining a strong balance sheet and adapting their lending practices to mitigate risks. This may involve tightening lending criteria, preserving liquidity, and enhancing customer support to help borrowers navigate financial challenges.
What technological advancements has Waterstone Financial adopted?
Waterstone Financial has embraced technological advancements to enhance customer experience and operational efficiency. The company offers online banking services, mobile applications, and digital mortgage processing options, facilitating easy access to financial services for their clients.
What types of loans does Waterstone Financial offer?
Waterstone Financial offers a range of loan products including residential mortgages, home equity lines of credit, commercial loans, and construction loans. Their loan services are designed to meet the diverse needs of both individual consumers and businesses.
When did Waterstone Financial, Inc. go public?
Waterstone Financial, Inc. became a publicly traded company in 2014, when its shares were listed on the NASDAQ stock exchange under the ticker symbol WSBF. This step was part of the company's growth strategy to expand its capital base.
Where is Waterstone Financial, Inc. headquartered?
Waterstone Financial, Inc. is headquartered in Wauwatosa, Wisconsin. This location helps to serve not only the local community but also to manage its operations across various regions.
Who are the competitors of Waterstone Financial, Inc.?
Waterstone Financial faces competition from various financial institutions, including larger banks, credit unions, and other community banks. Competitors may include both national companies with a broad range of services and smaller regional banks focusing on personal customer service.
What is the current price of Waterstone Financial, Inc. - Common Stock?
The current price of Waterstone Financial, Inc. - Common Stock is 12.38
When was Waterstone Financial, Inc. - Common Stock last traded?
The last trade of Waterstone Financial, Inc. - Common Stock was at 4:00 pm EDT on May 9th, 2025
What is the market capitalization of Waterstone Financial, Inc. - Common Stock?
The market capitalization of Waterstone Financial, Inc. - Common Stock is 263.66M
How many shares of Waterstone Financial, Inc. - Common Stock are outstanding?
Waterstone Financial, Inc. - Common Stock has 21.30M shares outstanding.